Cash

When you open a James Hay eSIPP your monies will be received into a bank account with Abbey National Plc (Abbey). James Hay Pension Trustees Limited will be the sole authorised signatory.

All monies you choose not to invest in Select and Collect Funds, or by using the Sharedealing Service, will be held in this bank account earning interest.

The current interest rate is 15/16th of 1% below the Bank of England's base rate.

The James Hay SIPP product is provided by James Hay Insurance Company Limited (JHIC), which has appointed James Hay Pension Trustees Limited (JHPT) as trustee and James Hay Administration Company Limited (JHAC) as scheme administrator. JHIC is registered in Jersey (Number 77318) at 19-21 Commercial Street, St Helier, Jersey, JE2 3RU, and JHPT (registered Number 1435887) and JHAC (registered Number 4068398) are both registered in England and have their registered office at Abbey National House, 2 Triton Square, Regent’s Place, London, NW1 3AN. JHIC, JHPT and JHAC are part of the James Hay group of companies, which is owned by Abbey National plc. JHAC is authorised and regulated by the Financial Services Authority (FSA) under Firm Reference Number 460698 and you can check this authorisation at www.fsa.gov.uk/register or by calling the FSA on 0845 606 1234.